We have studied and researched the required insurance requirements for the Cannabis industry in every province. That information and years of experience as Commercial Insurance brokers along with a desire to help the Cannabis industry succeed inspired the design of customized Insurance products.
We believe that everyone in the Cannabis Industry should be given an opportunity to prosper. We will work closely with every business to develop a program or policy that meets your unique Insurance requirements.
1) To explain the process of obtaining Insurance
2) To educate about the benefits and limitations of Insurance
3) To be transparent, open and honest
If we don't already know the answer to your question we will research and find an answer for you
Commercial General Liability
Directors & Officers Liability
Product Recall / Products and completed operations
TLL Tenants Legal Liability
Replacement Cost and / or ACV - Actual Cash Value
Equipment breakdown / Boiler & Machinery
Rental Income / Business Interuption
Furnishings, fixtures, equipment and EDP (Electronic Data Processing equipment)
Cannabis Stock and Inventory (Pending Legalization)
Cannabis stock in Transit (Pending Legalization)
Named perils - Available for LP's / ACMPR
Growers / Craft Growers (Pending legalization)
Gross profit / Rental Income / Boiler & Machinery Breakdown / Equipment Breakdown / Extra Expense
For 'Budtenders' and employees dispensing Medicinal Cannabis to Patients (Pending legalization)
Private Cannabis dispensaries will soon be prevalent throughout Western Canada. These storefront locations will be the front line of the retail Cannabis industry. They will generate thousands of dollars per day in sales and have hundreds of thousands of dollars worth of various Cannabis Products in the premises at any one time. These dispensaries will require very comprehensive policies covering Liability, Cannabis stock, crime and professional liability for "Bud tenders"
Some extraction techniques involve butane or propane in their trade. The possibility of a fire or explosion is high and the result would be catastrophic. Property coverage, General Liability, Business interruption and equipment breakdown will be essential.
Manufacturers of edible and non edible Cannabis products will benefit from General Liability, products liability, equipment breakdown and product exports
The federal govt has amended Bill C-45 to allow smaller unlicensed craft growers to sell Cannabis to LP's or perhaps directly to the Govt distributions warehouses. Complete details have not yet been provided.
This means that craft Cannabis growers will require General and Products liability at minimum. Crop Insurance, Security and other highly specialized HVAC and filtration systems are valuable assets worth protecting.
IF YOU DON'T SEE YOUR BUSINESS DESCRIBED PLEASE ASK AND WE WILL ACCOMMODATE!
Based out of Saskatoon, Saskatchewan. We travel extensively to service the needs of the Cannabis Industry wherever you call home.
British Columbia (License Pending)
Manitoba (License Pending)
We will always quote you with the most comprehensive insurance available from at minimum 2 Insurance providers and cross reference with your current policy so you can make an informed decision regarding which option is the best fit for your business.
Quotes will be customized to meet the unique needs of the Cannabis Industry. Full Commercial General Liability, Products and Completed operations, products recall, property, content, Cannabis products and stock, Cannabis in transit, Business Interruption and equipment breakdown
Each Province will specify the minimum insurance requirements for businesses operating as dispensaries but what about craft growers and products manufacturers. We will determine your individual needs and advise what options are available to you.
Call, text or email anytime if you have questions about obtaining Insurance for property, products liability, general liability, crime, employee dishonesty, business interruption or equipment breakdown for any Cannabis Industry!
#70 - 220 Betts Ave, Saskatoon, Saskatchewan S7M 1L2, Canada
The information on this website is intended to provide general information only on the various services and insurance coverages offered by PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES. Nothing in this website is intended to provide legal advice or to be relied on as binding in any dispute, claim, action, demand or proceeding.Products and services of PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES are only offered in the jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information on this website does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation.The full terms and conditions of the insurance coverages offered by PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES are set out in the policy terms and conditions and the legislation governing such policies. In the event of the omission of any information from this website, or any contradiction or difference between anything on this website and the policies or applicable legislation, you must treat the policies and applicable legislation as the full and correct statement of not only your insurance coverage but your rights and obligations at law. PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES disclaims all liability for the use of the information contained on this site by any user, including any losses, damages, lawsuits, claims or expenses anyone may incur as a result of using this information. Further, and without limiting the generality of the foregoing, in no event shall PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES be liable for any direct, indirect, special, exemplary, punitive, aggravated, incidental or consequential damages arising out of the use of the information herein even if it has been advised of the possibility of such damages. PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES is not responsible in any manner for direct, indirect, special or consequential damages, howsoever caused, arising out of your use of this website or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on this website.Information provided by PRAIRIE DISPENSARY INSURANCE PROGRAM and/or SASKATOON INSURANCE AGENCIES and other sources on this website is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate or complete or current at all times. Information on this site is for informational purposes only and is not intended to provide financial, legal, accounting or tax advice and should not be relied upon in that regard.Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this website may be a violation of statutory or common law rights which could subject the violator to legal action.